I not too long ago chatted with a pal of mine who works for an insurance company and we began speaking about insurance claims. He mentioned that there was an enormous enhance in claims that car rental corporations are making towards their renter’s insurance corporations.
I requested “What sort of claims?”
He mentioned “Broken wheels.”
He defined that rental corporations used to lease cars that had been base fashions, nonetheless, they’ve found that resale is best on a better line model car over a base model. The improve in cars means altering wheel covers to aluminum wheels; the associated fee distinction being roughly $600 increased than a base model automobile.
For the reason that value distinction is important, the rental corporations are actually paying nearer consideration to returned autos, in search of any harm that will have been executed to the car; particularly to the perimeters of the wheels.
Ought to they discover harm, they invoice your insurance company for the harm.
How do they know who to invoice car rental jeju island?
Whenever you signed as much as lease the car, one of many items of data you might be required to offer is your insurance coverage number.
Your agent calls to let you know a few wheel harm declare towards your coverage for $600 and you might be shocked! “I did not harm the car,” you say.
Nonetheless, until you could have proof – you’ll be charged for an costly wheel substitute that you just most-likely by no means broken.
What to do to protect your self the following time you lease a car:
1. Do a whole stroll across the automobile in search of door dings, dents and scratches. Take an image of any harm together with your cell phone or camera and produce the harm to the eye of the rental agent.
2. Examine the interior of the automobile for stains, tears, burns or different harm. Word if there are floor mats, what number of and their situation. Carry any discrepancies to the eye of the rental agent.
3. If the automobile is a van, make observe and take an image of all detachable seats.
4. Examine the trunk to ensure there’s a spare tire and jack and that the trunk mat is current.
5. Examine the wheels for scratches or dents and take photos of every tire earlier than and after your rental expertise as proof that you haven’t induced any harm.
These steps could appear extreme nonetheless ultimately would be the solely proof that you’ve got returned the automobile in the identical situation that you just rented it. That is your proof ought to the rental company try and file an insurance declare for any harm.
In the long term, it’s a good use of your time and power and also will reduce the chance that the rental company will file an insurance declare.